Schools and colleges face a distinct set of insurance risks. Our specialist team have access to leading markets and can assist you in assessing, prioritising and managing these risks to create as unique a solution for your needs, as the education you provide for your pupils.
We have been providing insurance and risk management solutions to the education sector for 30 years, working with independent schools, special schools, state funded schools, academies and further education and sixth form colleges.
The landscape is changing, and quickly. The market now, compared with only 5 years ago, is very different. We are proud of the role we have played in negotiating viable alternatives for schools to consider. We understand the environment you work in and the exposures you face and will provide you with long term cost effective insurance and bespoke products and services that meet your needs.
Tertiary education has endured year on year funding pressures, and we recognise the risks this presents to further education and sixth form colleges. As an independent broker working with colleges across the UK, we are not a part of any purchasing consortium frameworks, which means we are not constrained by their limitations.
As an academy you may choose to purchase insurance from an insurance provider or you may opt to protect your assets through the Risk Protection Arrangement (RPA), or perhaps a combination of both. Our specialist education team will be able to provide you with advice on what risks you need to manage and give you options. With the RPA not providing advice and with the jury out on the handling of contentious claims, we provide certainty working with insurers who have proven credentials in this sector.
Whether you are an independent school with a particular specialism, or a state funded special school, you need advice and insurance that fully protects the care and education you provide. Standard education policies do not always provide the full liability protection your activities need and, when working in conjunction with other providers, you need to be sure who is responsible for insuring which activity.
The impact of the Consumer Contract Regulations 2013 are now being felt by schools with regards to pupil products. Our opt-in policies can be administered by the school, or by the parents directly for some policies. Our products include personal accident, fees refund, personal effects and private medical.
Richard Hawkins - Exeter School