Are you a fan of classic cars?
Purchasing a classic or antique car requires special, proper insurance since it is an investment. Your classic or antique car is more than just transport — it’s a passion, an investment, and a piece of history. At Hayes Parsons Insurance Brokers, we provide specialist insurance for antique, vintage, and classic cars with cover that’s designed around the way you enjoy your vehicle — from weekend drives to concours displays.
Specialist Cover for Classic & Antique Car Owners
As one of the South West’s largest independent chartered insurance brokers and with over 50 years of expertise, at Hayes Parsons, we understand that for some their classic car is a forever car, a member of the family, whereas others have an emotional history with their classic car that’s destined to be a family heirloom. We understands that every classic car tells a story. Whether you own a single cherished vintage car or a collection of rare models, we’ll help you protect them with a tailored policy built for enthusiasts.
Cover inclusions
A classic car insurance policy can cover:
- Agreed value cover – Pays for the car’s full-insured value with no depreciation in the event of total loss, less your excess
- Laid up cover – To compensate for when classic cars are garaged or off the road for repair, without the need for an on the road policy
- Spare parts cover
- Flexible usage options – Not limited to ‘parades only’
Additional cover options
- Emergency towing in case of a breakdown
- Roadside assistance for items such as a flat tyre, flat battery or running out of fuel
- Emergency lockout
- Lost key return
- Emergency travel expenses in case your vehicle breaks down whilst away from the home
- Car show expenses that pays for expenses associated with missing a car show due to a breakdown (because sometimes, even when you talk to it, it still refuses to run).
- Theft reward
- Personal effects that reimburses you for items that are vandalised or stolen
Why Choose Hayes Parsons?
We at Hayes Parsons are proud to be one of the South West’s largest independent insurance brokers, with a history spanning over five decades. Our independence means we’re free to search the market for the best policy from trusted UK insurers. We want to give you peace of mind so you can focus on the joy of driivng and wrenching, not the worry of insurance. Our classic car insurance expert team will make sure that you receive the most competitive premium and the right protection for your vehicle.
Our Credentials
- Insurance Times Awards 2023 – Independent Broker of the Year
- UK Broker Awards Winner – Training & Development
- BIBA and Chartered-level professionalism through the Insurance Institute of Bristol
- Recognised for excellence, ethics, and customer care across the industry
Trusted Classic Car Expertise
“Hayes Parsons is a broker designed solely around the needs of its clients… determinedly independent and happy to be set apart from competitors.”
— James Woollam, Managing Director
Our antique car insurance team are qualified professionals trained in-house through our award-winning development programmes. Many of our brokers are classic car enthusiasts themselves, with a genuine passion and knowledge for the unique personality and spirit within the vehicles they insure. The team take pride in being more than brokers. Our approach to insurance services we are trusted advisors helping you manage your risks holistically, to combine insurance and risk management expertise for complete peace of mind.
What Types of Classic Cars Are Covered
We arrange bespoke insurance for a wide range of cherished vehicles, including:
- Veteran Cars (pre-1918) – Rare and early models such as the Ford Model A and Peugeot Type 3
- Vintage Cars (1918–1949) – Icons like the Austin Seven or MG 14/28
- Classic Cars (1950–1980) – Popular classics such as the MGB, Morris Minor, or Jaguar E-Type
- Modern Classics (1980–2000) – Future legends like the Porsche 911, BMW E30, or Jaguar XJS
- Collections & Custom Builds – Flexible multi-vehicle and high-value policies available
What makes a car ‘classic’ or ‘antique’?
Generally, cars over 40 years old are considered ‘classic’ and exempt from certain taxes. ‘Antique’ or ‘veteran’ vehicles typically pre-date 1918.
What is ‘agreed value’?
Agreed value means you and the insurer decide the insured value of your car upfront — so if it’s written off, you’re paid that amount with no depreciation.
Can I drive my classic car daily?
Classic policies are usually designed for limited or pleasure use, but we offer flexible usage options depending on your driving habits.
Do you cover collections or multiple vehicles?
Yes — we can create bespoke policies for collections, with discounts for multi-vehicle cover.
Whether it’s a restored vintage Land Rover or a pre-war Bentley, your vehicle deserves cover from an independent broker that values heritage, craftsmanship, and trust. Get in touch via our contact form or speak to our specialist antique and classic car insurance team today on 0179299381 for a bespoke quote and peace of mind that your vehicle is insured by experts who share your passion.
