Commercial Combined Insurance

What is commercial combined insurance?

Commercial Combined is a type of insurance policy that is tailored to your specific requirements and offers protection against a variety of risks, including property damage, business interruption, liability and more.

Request a quote now and find out how we can help protect your business.

We have worked with and can arrange insurances for all manner of businesses including:

Shops, cafes and restaurants

Hotels and guest houses

Manufacturers and wholesalers

Professional services

Get in touch with the Hayes Parsons team to discuss your requirements today. 

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Frequently Asked Questions

Commercial combined insurance is a package policy that is tailored to suit many business needs. Different companies are likely to have different business models, processes, computers and more. As such, their commercial combined insurance policies should reflect their specific and unique requirements.

The policy covers a variety of risks, but its main purpose is to protect against liability and property insurance. We’ll help you decide on the right coverages and limits, which may include protection against various perils like fire, theft, storm damage, flooding, accidental damage and more.

Employers’ Liability covers you if an employee holds you legally liable for death, or injury suffered, whilst undertaking business activities on your behalf.  

Employers’ Liability is nearly always required by law where there is a duty of care owed to people who help you with your business activities.  You can check whether you need Employers’ Liability insurance here.  

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What Our
Clients Think

"Above and beyond expectations"

“Mark and the team at Hayes Parsons have guided our small school to several improvements in our insurance cover whilst also cutting our costs. Questions are dealt with promptly and comprehensively based on the very latest guidance and knowledge. We are in a stronger position for our relationship with Hayes Parsons and I am very pleased to be working with them.”

Catriona - Customer

“Excellent customer service, extremely knowledgable”

“Adam took the time to understand my business, its current activities and our plans for the future. He used this information to make me aware of the value of various insurance products beyond the Professional Indemnity Insurance I had originally sought and helped me understand the value to my business of each without ever pushing me to procure anything. He responded quickly to all my queries and ensured I had a full understanding of each insurance product. I highly recommend Adam's services, particularly to rapidly growing businesses.”

Eleanor Akers - Customer

“Great company Great employees”

“We have dealt with Darren at Hayes Parsons for many years and the services he has given has been second to none. Working in the very fast paced environment of marine civil engineering, with equipment and vessels being on and off hired at very short notice, Darren has never let us down in procuring cover for tricky to insure specialist marine equipment in a very time sensitive manner.”

Roger Full - Customer