Business health insurance plans

For companies and self-employed business owners

Health insurance plans for businesses, employees, and their families

We are delighted to partner with Equipsme and offer flexible and affordable health insurance plans for self-employed business owners and companies with 2+ employees.

Health insurance plans from Equipsme are designed to be easy to understand and flexible, allowing you to choose the level of cover that suits you.  There are no medical questions to answer and the plans offer a variety of benefits including private diagnosis and tests, private hospital treatment, 24/7 GP access, physio sessions, stress support and more.  Find out more below or get a quote today.

For self-employed business owners

  • No medical questions to apply, just an exclusion of pre-existing conditions in the three years before cover start
  • All aged 16-59 years cost the same (you must be aged 16-59 years at the start of the plan)
  • You can choose to add your partner and up to 6 children (aged under 25)
  • View the summary of cover

For a company that has employees

  • There are no medical questions to apply, just an exclusion of pre-existing conditions in the three years before cover starts
  • All ages 16-69 years cost the same at all levels (employees must be aged 16-69 years at the start of the plan)
  • Mix and match cover with a range of practical health insurance benefits from top class service providers
  • Employees can pay to upgrade their cover level
  • Employees can choose to add their partner and up to 6 children (aged under 25)
  • View the summary of cover

Equipmse trusted service partners

Frequently Asked Questions

Equipsme is FCA regulated, like an insurance broker, and develop their own products with insurers and service partners. They are an intermediary, authorised and regulated by the Financial Conduct Authority, under the name Equipsme Insurance Services Ltd.

Equipsme develop their own exclusive health insurance and wellbeing support plans, aimed specifically at businesses throughout the UK. They don’t sell personal policies to consumers.

Equipsme have two types of plans; for businesses with employees and their immediate family and for businesses without employees registered as self-employed and their immediate family.

The plans are broken down so you can choose the level of cover you want for you and/or your staff, and also choose to bolt on extras like stress support and dental and optical options.

Members can download the Equipsme App, and use it to request an appointment, any time of the day or night, subject to availability. You’ll speak to a GP on the phone, or by video call. They can talk through your condition, and even prescribe medication.

Yes. The price will depend on the medication you require and is usually more expensive than a standard NHS prescription.

However, you get the convenience of speaking with a GP quickly, and you can choose to get your prescription sent electronically to your local pharmacy to pick up your own medication, or to get it posted out to you directly.

If you need to be referred to a specialist for diagnosis and treatment, you’ll be able to contact AXA Health directly to find out if your condition is covered and they can help you make your first appointment with an approved consultant.

Existing health conditions are covered when you use the GP services, the health check, stress support and dental and optical extras.

For physio, diagnosis and treatment, there is a 3 year pre-existing conditions exclusion. That means that if you’ve had any disease, illness or injury, or other symptoms that you have received medication, advice or treatment for in the 3 years before the start of the insurance cover – you’re not covered for these under your plan.

Our aim is to help protect you from unexpected health issues, and excluding pre-existing conditions means we don’t have to make everyone complete detailed health questionnaires or price variations based on the answers.

You can find out more about Equipsme and their health insurance plans on their website –

When it comes to cancer, fast diagnosis is key to getting treatment quickly. So Equipsme plans cover until cancer is diagnosed with help and support at hand if you need to go back into the NHS for treatment. All plans offer access to a dedicated nurse helpline, so you can speak to heart and cancer nurse specialists for information and support.

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