Protection and Indemnity (P&I) Insurance

What is P&I insurance?

Protection and Indemnity insurance (also known as P&I insurance) is used worldwide, specifically in the marine industry. It is a policy that ship owners purchase to protect themselves against liability claims from crew, passengers and third parties. 

Get in touch with the Hayes Parsons team to discuss your P&I requirements.

Specialist Team

Darren Harris ACII

Marine Director | Chartered Insurance Broker

Laura Walton ACII

Account Executive | Chartered Insurance Broker

Hannah Saunders Cert CII

Account Handler

We provide specialist insurance solutions for all commercial vessels including:

Protection & Indemnity

Cargo Liability

Freight Demurrage and Defence (legal defence)

Specialist operations

Charterers Liability

We can cover all types of private and commercially operated vessels within both the International Group Clubs and fixed premium facilities.

Example P&I claims

Collision Liability and subsequent Wreck Removal claim from a harbour tug – £1.2m
The Nairobi International Convention on the Removal of Wrecks, 2007 (which the UK has ratified), places strict liability on owners for the costs of removing wrecks in thecountry’s EEZ (exclusive economic zones). The P&I club paid costs to the third party who was initially hit as the tug was at fault, and the costs of salvaging the tug as required by the law. The P&I club also provided advice, assistance and covered associated legal costs.
 
Sightseeing boat was out on a sea safari pleasure trip and hit some rocks resulting in a crew and passenger liability claim following injury sustained – £950k
The Athens Convention 1974 sets specific values for passenger injury or death which have to be paid following injury as compensation.The P&I club supported the client during a difficult period, and made the payments as required by the Convention.
 

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What Our
Clients Think

"Above and beyond expectations"

“Mark and the team at Hayes Parsons have guided our small school to several improvements in our insurance cover whilst also cutting our costs. Questions are dealt with promptly and comprehensively based on the very latest guidance and knowledge. We are in a stronger position for our relationship with Hayes Parsons and I am very pleased to be working with them.”

Catriona - Customer

“Excellent customer service, extremely knowledgable”

“Adam took the time to understand my business, its current activities and our plans for the future. He used this information to make me aware of the value of various insurance products beyond the Professional Indemnity Insurance I had originally sought and helped me understand the value to my business of each without ever pushing me to procure anything. He responded quickly to all my queries and ensured I had a full understanding of each insurance product. I highly recommend Adam's services, particularly to rapidly growing businesses.”

Eleanor Akers - Customer

“Great company Great employees”

“We have dealt with Darren at Hayes Parsons for many years and the services he has given has been second to none. Working in the very fast paced environment of marine civil engineering, with equipment and vessels being on and off hired at very short notice, Darren has never let us down in procuring cover for tricky to insure specialist marine equipment in a very time sensitive manner.”

Roger Full - Customer