R&D Insurance for Life Sciences & Technology

Designed for Innovators. Built for R&D.

If your business is focused on research and development, you need insurance that reflects your stage, not a one-size-fits-all solution.

Who This is For

This solution is ideal for:

Businesses within the Life Sciences sector
Pre-revenue or early-stage businesses
Companies focused on R&D or proof of concept
Businesses with consultancy-led income
Start-ups, spin-outs and university-backed ventures

This solution is designed for R&D-focused businesses and may not be suitable for companies with significant manufacturing or international operations.

What It Covers

Tailored protection for R&D environments, including:

Cover for your tangible assets, including those stored in temperate controlled environments
Business Interruption, including cover for lost R&D payments & increased costs of working
Public Liability, protecting the risk of third-party property/injury claims
Products & Services Liability, for negligence arising out of the provision of a service
Employers’ Liability, covering employees in the event of injury or illness
Cyber Liability, protecting the risk of first and third-party Cyber claims

What Happens Next

Get an indicative quote in minutes.

Our specialist team will then review your submission and contact you within 1 working day to finalise your cover and discuss any additional requirements.

If your requirements sit outside the scope of this product, we will be in touch to explore a tailored solution designed around your business.